Tuesday 13 March 2012

Work At Accident Claims And Benefits

Every year, millions of people make injury claims as accidents at work are common. But most people are not aware that they have a right to make a claim if an accident takes place at their workplace. Regardless of the type of job or place of work an accident claim can be made if injuries are sustained.
Compensation one gets for such claims differ from case to case. Similarly, the benefits also vary. In general, compensation amount depends upon the severity of injury and how long it takes for a person to get back to normal. Injury claims paid out are between £1000 and £250000. The claim also compensates for the medical expenses paid and lost salary. Compensation for injury will include an award for both physical and psychological damage. Based on the type of injury, if a person is found to be disabled due to the accident, compensation will also provide an extra provision for the disability. Fatalities in general are paid very high levels of compensation that would cover financial as well as emotional loss for many years.
Most people misunderstand that while making an injury claim they are filing it against the employer. But in reality, it is not the employer who is paying out the compensation but the insurance company. As per law, employer should take-up insurance policies covering all the employees for this reason. So you need not worry that you will be laid off or asked to leave the job. In case you cannot take up the previous job due to your physical injury, you will be compensated for that and also the employer will be instructed to give you a job which can be performed based on your physical condition.
Many people make the mistake of not hiring a professional solicitor and lose the case because insurance companies know how to pressurise the claimants (legally) and even if they have to pay a lump sum, they would pay very little compensation. In some cases claimants who took up the case themselves have even lost the claim. So it is important to hire a solicitor who has in-depth knowledge on how an insurance company works.